First Ride Of The Season

I rode to work for the first time in 2010 yesterday. It's a 22.78 mile ride each way - downhill going to work, uphill coming home.

Temperatures were cold yesterday. Some parts of New England got snow. We experienced temperatures in the low 30 F range. I bundled up before I left. I had a hat under my helmet, gloves, tights, a t-shirt, a sweatshirt, and a windbreaker over the top. You can only put on so many pairs of socks before your shoes won't fit, so I was limited to a single pair.

I pumped up my tires to 100 PSI and pushed off at 5:55 AM. It was light enough to be safe, but I hedged my bets by hanging a strobe light on my seat post.

There's a slight downhill just beyond my driveway, so it's easy to build up some momentum right out of the gate. That 15-20 mph breeze sure felt cold! I started pumping my pedals to build up some heat. Soon my torso felt comfortable, but my fingers and toes stayed cold through the whole ride.

The plan calls for me to meet my friend at a pre-arranged corner at 6:30 AM. We have the timing down pat, because he was standing at the corner as I steamed down the road. He said he'd been waiting for less than a minute before I came into sight around the bend.

The ride was a pleasant one, as always. I love the riding, especially since I get to do it with my best friend. We kept up a steady stream of conversation as we made our way down the bike trail.

We parted ways after ninety minutes. I continued alone for the short distance to the Founders Bridge that takes me over the Connecticut River and into Hartford. It was a great feeling to ride into town under my own power in just 1:40. I parked my bike in the garage and made my way to the place where I swim to get a hot shower. That warm water was essential - my feet were numb! I needed a little heat to walk naturally.

I felt good all day long. My legs felt fine when I went up and down stairs - a good sign. When my legs aren't strong I groan with pain on stairs.

I made sure to eat a salad for lunch. Later in the afternoon I bought a bottle of Gatorade that would fit into my water bottle cage and two Cliff Bars (chocolate chip) for a snack. I ate the first one just before I left to make sure that I had some fuel in the tank.

I did something different when I left my desk to ride home. Last year I'd leave my biking clothes in the locker room, which meant having to cross the street to dress and then come back to get the bike. I carried my stuff in a backpack and changed in the bathroom down the hall from my desk in order to save some time. I was able to be on my bike in ten minutes after leaving, which makes a big difference.

I rode back across the Connecticut River and met my friend on the east side. Going home is always harder than the morning ride: it's uphill and the fatigue from the morning hasn't dissipated. The wind was gusting out of the west when we left, but temperatures were much more comfortable. We made good time, but I was starting to feel tired by the time we parted. My left knee felt sore, too. I ate my second Cliff bar and finished the last of the Gatorade. After a few minutes I was able to push my biggest gear without difficulty. I made it home in 1:46, which is a pretty good time for the first ride of the year.

My knee felt a little tender that night, but the soreness wasn't too bad. I went for a swim before work the next morning. I did the usual 5x200 pull warm-up, a 5x200 IM set, and finished with 5x100 alternating kicking with a board and one-arm drill. My legs felt great when I was done. My left knee was fine. I did a little downward facing dog to stretch out my lower back. I felt energetic and strong all day.

I haven't had my best April for swimming. It was only slightly better than an average April, so my string of "best months" starting 2010 was ended.

it'll be good to mingle swimming and biking together. I enjoy riding so much. As long as I can stay upright and avoid getting hurt, this is a fun time of year for me. All spring and summer are ahead of us. This year it'll last forever and never end.

"The Big Short"

I've taken advantage of my local library to do a fair bit of reading on the cheap lately. I'm interested in the details of how our most recent financial debacle happened. Any book that sheds light on the subject is on my list.

"The Big Short" by Michael Lewis fits the bill perfectly. It's the true story of a cadre of individuals who saw what was going on, well before anyone else did, when the conventional wisdom said they were fools. They put their money where their mouths were, too. They bet millions on shorting the mortgage market, knowing that the rate of default didn't have to reach historic proportions for the bet to pay off. It took great courage, because they were either betting with their own money or that of investors. They were certain that the crash would come, but they couldn't predict when. They didn't know if their funds or courage would run out before the payoff would arrive.

Michael Lewis knows something about the terrain. He worked for an investment bank back in the 80s. He wasn't a great success as a financial adviser, but it did start him on the writer's path with "Liar's Poker". How fortunate for the rest of us!

It's a great read, very entertaining. I recommend it highly.

There was a lot of negative discussion about short selling when the market came down and Lehman Brothers failed. CEOs hate short sellers. They complain about their company being hurt by rumors and whispers, implying that the short sellers are merely manipulating the market for their own benefit.

There might be some truth to this, especially for naked short sellers who don't have to risk their own money. But people who put up their own money and take a real risk are providing an alternative information source to the market. If short action is lively, perhaps there's something to it. It's the sobering other side to the happy talk pumped out by CEOs and the sellers of their stock.

With congressional testimony going on, it's especially timely to answer a few questions about how this happened to us:

1. Was this a "perfect storm" of circumstances that no one could have foreseen?
2. Were the financial instruments so inherently complex that they couldn't be understood by anyone?
3. What did CEOs know, and when did they know it?
4. Was it merely the latest example of an Enron-style theft?

All four contributed, but I think the fourth option is one that will win the day.

The news from the New York Times today says that Goldman Sachs was offsetting losses in the mortgage market with their own short action. They can't claim perfect storm or too complex or not knowing what was going on.

There are lots of great sources for reading about what happened. "The Black Swan" by Nassim Nicholas Taleb spells out the dangers of over-reliance on lovely mathematical models and normal distributions. (Note to self: There's a second edition available.) Mark Chu-Carroll's "Good Math, Bad Math" blog has a fine entry on the matter.

What will we do about this? There's legislation being crafted right now that claims to reform our banking system. This will be Chris Dodd's last hurrah, but I fear that it won't be at all effective. There will be too many amendments to water it down. Lobbyists from the banking industry will lend their "expertise" to craft the laws. Senators and representatives on both sides of the aisle have taken too much money from banks and financial services firms to be objective anymore.

I've maintained all along that the biggest mistake was repealing Glass-Steagall and replacing it with Gramm-Leach-Bliley. That was done on Bill Clinton's watch, with Goldman Sachs principals Robert Rubin and Lawrence Summers running things. Goldman Sachs is embedded far too deeply into our government today. I know I'll be watching the hearings very closely.

In the meantime, I recommend that you go out and read "The Big Short".

"City Of Thieves"

A friend in my swimming group recommended "City of Thieves" by David Benioff. It's set in Leningrad during the Nazi siege. How cheery!

I was surprised to find that it was the best work of 'fiction' that I've read in a very long time.

I put fiction in quotes because it was difficult to separate truth from fiction. The prologue describes the author's visit to his Russian grandparents, who have retired to Florida. The grandfather has never spoken about his experiences during the war, but the trip inspired a weekend with a tape recorder. After three straight days of stories, the author says he'll need another session to fill in the details. "You're a writer, David - make it up!" says the grandfather.

And so the book begins.

It's a wonderful page turner that I couldn't put down. The language was so vivid, the weaving of details so artful, that after I finished it I had to re-read the last chapters to take it in again.

I expected horror given the setting and time period. Horrible things did happen, and the author didn't shy away from them.

But it was the humor and human connections between characters that took me by surprise. The characters were wonderful.

I'm recommending this book to everyone I know. I read a lot of technical and non-fiction stuff these days. It felt good to enjoy a work like this so much.

First Competition

I took the next step in my Toastmasters competition last night after winning our club contest: the area contest. I was up against two winners from other local clubs. The prize? The chance to move on to the district competition and, perhaps, the international.

Contests are run very much like regular weekly meetings. Everything is very formal. I've been an observer at AA meetings for years. Toastmasters meetings remind me of them. They're structured and formal, with lots of applause and encouragement. The contests have judges and rules, prizes and protocols. There are two competitions: one for tall tales, where contestants speak for 3-5 minutes about the wildest imaginary stories they can think of, and another for international, which require 5-7 minutes talks on more serious topics.

I was one of three contestants in the international competition. I came in third, but I was happy with that. The other two speakers were both far more experienced that I am, and it showed. Their writing, rehearsal, and delivery were top-shelf. I had heard (and evaluated) the winner's speech a month ago, so I knew what I was up against going in. She didn't disappoint. It was a most impressive performance. I would have voted for her as the winner if I were a judge.

The second-place finisher at my club entered the tall tales battle and won, hands down. He's an incredibly accomplished guy and a great speaker. He has an instrument-level pilot's license. He went to the Caribbean on vacation with his family, piloting a 40 foot sailboat. His story described how he tied up the boat and went with his family to head into town on a windy day. They were strolling along the beach when they saw their $750,000 chartered boat had torn free of its mooring and was gliding into the harbor without a pilot. My friend jumped into a motorboat, climbed aboard, and stopped the vessel just a few feet short of shoals and a wall. He would have had an embarrassing call to a charter company and their insurance company if he hadn't acted so quickly.

The name of the boat? "Vela Via", Italian for "Sail Away". Delicious irony!

I enjoyed the competition very much, but it tells me that I can do much, much better. I have to work harder at improving my writing, rehearsal, and delivery. My inclination towards procrastination will be the death of me.

Competent Communicator At Last

Last Thursday I was working at my desk when an e-mail popped into Outlook. Thursday is Toastmaster's Day. I received a note saying that there was an open speaking slot available; the first one to claim it could speak.

I happened to have a speech written, printed out and ready to go. I hadn't rehearsed it at all, so I would have to depend on notes, my memory, and my passion for the subject matter. I immediately replied to say that I wanted the chance.

I felt some urgency for two reasons: first, it would be my tenth speech in the Competent Communicator series, the lowest rung on the Toastmasters ladder, and second, I would achieve the milestone within two years of giving my icebreaker speech back in Apr 2008. I had a seven month hiatus from September 2008 through April 2009 where I was utterly silent. I changed jobs and clubs during that time. It took me a while to get used to my new surroundings. But now I was on a roll. I wanted to make that first benchmark.

I bounced up the stairs to the conference room on the tenth floor just before noon, text in hand. I was the first speaker that day. I wasn't happy about my failure to rehearse, but I liked the topic and delivered it fairly well.

The president of our club happened to be talking about the requirements for achieving "distinguished club" status. Every club has a set of goals to meet in terms of new members, certifications earned, officers trained and such. When she found out that I was getting my competent communicator designation, she smiled and said "You weren't even on my radar!" Our club was one step closer to the highest designation as a result of my efforts.

I felt a great sense of accomplishment. It took longer than I'd like, but I've really picked up the past since joining this group. I delivered just three speeches in fifteen months at my first club. I gave four more from April 2009 through the end of the year. I've already stepped up three times this year, and March is just ending.

This club meets once a week, which helps a great deal. My first club only met on the second and fourth Thursday of the month, so the number of available speaking slots was cut in half. The drip, drip, drip effect of meeting every week helps - it's too easy to slide back while two weeks go by.

I have the district competition coming up on 14-Apr. I'm approaching it as a learning experience, with little or no thought about winning it. I want to see what accomplished speakers do and use them as an inspiration to progress further along.

I'm as comfortable as I can be with standing and delivering. I have no fear of it at all. I know my technique needs to become more conscious, more deliberate.

But the two things that I need to improve on most are writing and rehearsing. I should have a stable of talks on hand, ready to deliver at a moment's notice. People have to cancel all the time due to work obligations. I can make progress if I can jump in the way I did for my tenth.

It's the rehearsal that needs the most work. The way to become more conscious, more deliberate is to practice it in, to observe what you're doing, to think about how it all comes across. Speakers are no different from actors learning their lines. I have to have them down cold when I stride to the podium.

There are very few things in life that I'm naturally good at, but speaking in front of groups seems to be one of them. I'd like to see if I can polish this skill into something that will have a future use that I can't see right now. I'm always trying to figure out what my third act in life will be. First engineering, then software. If the world has changed, and we all need to change fields several times, I want to be ready.

First Toastmasters Competition

I entered my first Toastmasters competition on Thursday.

I won.

It was a bit of a shock for me. There were two other speakers entered, and both of them are among the most talented and prolific speakers in our club. I had heard the runner up's speech a week earlier at another local club. He's so talented, so precise, so conscious of what he's doing that I immediately resigned myself to accomplishing nothing more than completing the ninth out of ten speeches required for the Competent Communicator designation, the first rung on the communication ladder.

I wrote my speech at the last minute. It was a description of a recent event in my life that served as the basis for the tenth and final speech: "Inspire Your Audience". It was an emotional topic for me. As usual, I procrastinated and didn't rehearse as much as I'd like.

But I knew the story well enough to deliver it extemporaneously. I had the added advantage of speaking last. It's natural for people to remember the last thing they heard. Perhaps that factored into the thinking of the judges.

I get to try again on 14-Apr against some other local clubs. If that goes well I'll get to move on to the district competition on 22-May.

I've got to present my ninth and last speech soon so I can have that Competent Communicator designation in hand. I'd like to do it before 24-Apr, because that would mean that I finished the ten speeches in two years. I gave my first one on 24-Apr-2008. I had long stretch of six months where I didn't speak at all. I switched jobs and clubs, so it took me a while to recover my stride.

I don't know what the next steps will be. Toastmasters has two tracks: communication and leadership. I don't know if completing that first booklet and achieving a Competent Leader designation is a requirement, or if I'd have the option of going on to more advanced communication work.

Whichever I choose, I'd like to start accelerating my rate of progress. I need to be writing, speaking, practicing more.

This was a good start. It's astonishing how you can get better at something with regular practice. I've appreciated having the opportunity. I don't know where it will lead, but it feels good to continue to progress, grow, and learn.

Hello, Android

I've done it - I've turned into one of "those guys" who has a phone that's really a computer in their hand.

My wife bought me an Android phone from Google for Christmas. I was ambivalent about it. It's a terrific toy, but I objected and held out on activating it for two reasons:

1. The monthly plan for data, text, and phone adds another $30 per month to my bill. It's easy to say that $30 isn't a lot of money, but it accumulates to $360 over a year.


2. I didn't want to be one of "those guys" who is always looking at their damn phone. I find that people pay more attention to the devices than they do the people they're with at any given moment.

I held out for two months, gladly sticking to my ancient flip phone, until I got my bill for Feb. It included a $260 equipment charge. What was that? I called Verizon to ask. They told me that I had agreed to "terms and conditions" when the phone was purchased. If I didn't activate the phone within a certain period of time I had to pay the equipment charge.

So I sailed over to the local Verizon store to sort it out. They had a few issues that kept me standing at the counter for longer than I thought was necessary. When I started to lose patience I said some magic words that got things moving again: "Maybe I should just forget it and get an iPhone..."

After about 30 minutes of futzing around I was able to take the phone home. I had a little bit of trouble migrating the contacts from my old phone to the new one. The MyVerizon.com site wasn't as clear as they'd like to believe. (All I could think of was Steve Krug's wonderful book on web design entitled "Don't Make Me Think!")

It seems like a lovely toy. Android accepts Java; iPhone only allows Objective C. Android works on Verizon, the wireless carrier my whole family uses; iPhone only works on AT&T. I'm still figuring out how it all works. It'll be interesting to see if I can synch it up with my work e-mail and calendar. One of the biggest problems I have at work is knowing I have to be in a certain place, but not being able to see my calendar because I'm removed from my desk. The phone might be able to help with that.

It'll also help me feel a bit more high-tech. We'll see how it all works out.

Android is a trademark of Google Inc. Use of this trademark is subject to Google Permissions.